Grow your
money

A free investment growth calculator. No sign-up and nothing is stored. Change any number and the answer updates as you type.

Currency Starting amount₦ Added every month₦ For how long 10 years

Expected yearly return%

Example rates only. Real returns go up and down and are never guaranteed.

More options

Raise the monthly amount each year by% a year, as your income grows Inflation% a year, to show today's money

The calculator needs JavaScript. As an example: ₦500,000 to start and ₦100,000 a month, raised 5% each year, for 10 years at 18% a year grows to roughly ₦38.6 million.

In 10 years you could have

₦0

₦0You put in

₦0Growth earned

₦0In today's money

What you put inGrowthTotal in today's money

Turn these numbers into a plan

A calculator shows what is possible. A plan decides where the money actually goes, and keeps you at it when markets move.

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See it year by year

Year	Put in	Growth	Total	Today's money

This calculator is for illustration and education only and is not financial advice. It assumes a steady yearly return, compounded monthly, with contributions added at the end of each month. Real investments rise and fall, and fees and taxes will change your result.

How to read
the answer

An MTWI adviser explaining growth figures to clients

Growth earned is compounding at work.

Returns are added to your balance, then earn returns of their own. The longer the time, the bigger that share becomes.

Today's money keeps you honest.

Inflation shrinks what money buys. The green line shows your total in today's prices, which is the number to plan with.

Small increases add up.

Raising your monthly amount as your income grows often matters more than finding a higher return.

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Grow your
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